From the desk

Latest

New entries across all ten subjects, most recent first.

Page 5 of 16

Credit Reporting & Consumer Rights
How to Add a Consumer Statement to a Disputed Credit Report Item
A consumer statement lets you attach a short, factual explanation to a disputed entry that remains after investigation, but it will not force a correction.
Marlon KeeneOct 4, 2026
Personal Finance Tips
What to Do in the First Day After a Stolen Debit Card
Calling your bank quickly, noting the unauthorized charges, and knowing the federal deadlines can limit what you owe.
Dana WhitcombOct 3, 2026
Budgeting & Money Management
How Much Cash Should You Keep for Emergencies?
The usual answer is three to six months of essential expenses, but the right number depends on how steady your income is and what surprises you have actually faced.
Owen DesslerOct 2, 2026
Identity Theft & Fraud Prevention
What to Do When You Spot an Unauthorized Credit Card Charge
Call your card issuer right away, then send a written billing error notice within 60 days of the charge appearing on your statement. A phone call alone is not enough.
Elena VanceOct 1, 2026
Consumer Financial News
How to Verify a Class Action Settlement Notice Before You Respond
Clear writing does not prove a notice is real, so check it against court records, agency pages and contact details you find yourself before sharing information or paying anything.
Maya RosalesSep 30, 2026
Cost of Living & Inflation
Which Dollars? Reading Gasoline Prices Across Inflation
A pump price means little until you know whether it is stated in nominal dollars or adjusted to a base month, and which series produced it.
Gloria PennickSep 29, 2026
Consumer Protection & Financial Literacy
Second-Chance Checking: What a Denial Does and Does Not Tell You
A second-chance account can offer a route back to banking, but its fees, limits, and reporting history deserve close reading before you open one.
Nadine MercerSep 28, 2026
Banking & Savings Education
Overdraft Fees vs. NSF Fees: What Separates Them
Both fees hit when an account runs short. Here is how the bank's choice to pay or decline changes the charge, and where the opt-in rule applies.
Julianne MossSep 28, 2026
Credit Score Education
How to Read Your Credit Report Without Getting Lost
Work through the report in passes, starting with its main sections and then checking each entry against records you already trust.
Tessa VirelloSep 27, 2026
Credit Reporting & Consumer Rights
Credit Freeze vs. Fraud Alert: What Each One Covers
A freeze blocks most prospective creditors from your credit file. Fraud alerts are a separate option, and their details are worth confirming on official pages before you choose.
Marlon KeeneSep 26, 2026
Personal Finance Tips
What to Do When Someone Charges Your Credit Card Without Permission
Federal rules cap what you may owe for unauthorized credit card charges, but how much protection you get depends on how quickly you act.
Dana WhitcombSep 26, 2026
Budgeting & Money Management
Starting an Emergency Fund When Your Paycheck Is Already Spoken For
Saving from zero is the normal starting point, and a small, automatic habit does more for a tight budget than waiting for a surplus that may never arrive.
Owen DesslerSep 25, 2026

How to Add a Consumer Statement to a Disputed Credit Report Item

What to Do in the First Day After a Stolen Debit Card

How Much Cash Should You Keep for Emergencies?

What to Do When You Spot an Unauthorized Credit Card Charge

How to Verify a Class Action Settlement Notice Before You Respond

Which Dollars? Reading Gasoline Prices Across Inflation

Second-Chance Checking: What a Denial Does and Does Not Tell You

Overdraft Fees vs. NSF Fees: What Separates Them

How to Read Your Credit Report Without Getting Lost

Credit Freeze vs. Fraud Alert: What Each One Covers

What to Do When Someone Charges Your Credit Card Without Permission

Starting an Emergency Fund When Your Paycheck Is Already Spoken For