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Consumer Financial News

Consumer finance news with the background: which agency acted, what the rule says and who it covers.

7 articles

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Consumer Financial News
Click-to-Cancel Rule Was Struck Down, but Subscription Protections Still Matter
A federal appeals court voided the FTC's 2024 subscription rule in 2025, so consumers should check current federal and state requirements before assuming easy cancellation is guaranteed.
Maya RosalesNov 3, 2026
Consumer Financial News
What the CFPB Complaint Database Can and Cannot Tell You
The public database shows complaints the bureau received and published, which is useful for spotting patterns but not for measuring how often problems happen across all consumers.
Maya RosalesOct 29, 2026
Consumer Financial News
What Happens After You File an FTC Complaint? The Public Sources Don't Say
The FTC system collects reports for federal enforcement, but the available sources do not promise a reply, investigation, or refund for the person who files.
Maya RosalesOct 22, 2026
Consumer Financial News
How to Read a CFPB Enforcement Press Release Without Mistaking It for the Final Word
A press release is a useful starting point, but the filed complaint, order, or docket shows the harm alleged, the forum, the current status, and the relief actually on the record.
Maya RosalesOct 15, 2026
Consumer Financial News
How to Check Whether a Government Settlement Refund Applies to You
Start with the official case page, confirm who was covered and whether claims are open, and verify any notice before sharing personal information.
Maya RosalesOct 7, 2026
Consumer Financial News
How to Verify a Class Action Settlement Notice Before You Respond
Clear writing does not prove a notice is real, so check it against court records, agency pages and contact details you find yourself before sharing information or paying anything.
Maya RosalesSep 30, 2026
Desk notes
Desk notes, by text
One short note at a time on credit, saving and staying safe from scams.
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Consumer Financial News
Beige Book Shows a Split Consumer Economy as Spending Holds at the Top and Tightens Elsewhere
The Fed's latest regional survey finds higher-income households still spending while many middle- and lower-income families trade down, lean on credit, and watch energy and grocery costs closely.
Maya RosalesSep 23, 2026

Click-to-Cancel Rule Was Struck Down, but Subscription Protections Still Matter

What the CFPB Complaint Database Can and Cannot Tell You

What Happens After You File an FTC Complaint? The Public Sources Don't Say

How to Read a CFPB Enforcement Press Release Without Mistaking It for the Final Word

How to Check Whether a Government Settlement Refund Applies to You

How to Verify a Class Action Settlement Notice Before You Respond

Desk notes, by text

Beige Book Shows a Split Consumer Economy as Spending Holds at the Top and Tightens Elsewhere