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New entries across all ten subjects, most recent first.

Page 14 of 17

Banking & Savings Education
How to Use the FDIC's Electronic Deposit Insurance Estimator (EDIE)
A walk through the FDIC's free EDIE calculator: the $250,000 limit, the April 2024 trust change, and what the report can and cannot tell you.
Julianne MossJul 10, 2026
Consumer Protection & Financial Literacy
What a $300 Payday Loan Really Costs When Repayment Comes Due
A $45 fee can look small at borrowing time, but the full $345 due on payday, along with the cost of renewals and state-law limits, determines what the loan actually costs.
Nadine MercerJul 9, 2026
Credit Score Education
How Old Is Your Credit History, and What Does That Age Actually Measure?
Account dates on a credit report feed into scoring, but the oldest account is only one piece of a larger picture that no single date can settle.
Tessa VirelloJul 9, 2026
Credit Reporting & Consumer Rights
What Employers Need to Tell You Before a Credit Check Costs You a Job
Federal law generally requires written permission and a multistep notice process before an employer can act on credit information in a background report.
Marlon KeeneJul 8, 2026
Budgeting & Money Management
Budgeting on One Paycheck Is Arithmetic, Not Anxiety
A single income leaves less room for error, but the fix is the same routine of listing income, sorting expenses, tracking actual spending, and checking whether the numbers hold.
Owen DesslerJul 7, 2026
Personal Finance Tips
How Much Emergency Savings Is a Reasonable Starting Goal
The CFPB says even a small reserve helps. Here is how to build a first target from your own monthly bills while you check the official numbers.
Dana WhitcombJul 7, 2026
Identity Theft & Fraud Prevention
Setting Up an IRS IP PIN: Where to Find the Official Steps and What to Verify First
The IRS offers a six-digit Identity Protection PIN against tax-related identity theft. Here is where the official steps are and what to confirm before you start.
Elena VanceJul 6, 2026
Credit Card Education
How to Get Your Money Back for an Order That Never Arrived
Federal billing rules and a clear paper trail give you several ways to recover a charge for goods you never received, and acting within the right deadline matters most.
Phillip CortezJul 5, 2026
Cost of Living & Inflation
A 3 Percent Raise Can Still Be a Pay Cut
With prices rising faster than the typical raise, the first step is comparing your own increase against the Consumer Price Index before you ask for more.
Gloria PennickJul 4, 2026
Consumer Financial News
Junk Fee Rules Now Cover Hotels and Tickets, but Airfare Is Moving the Other Way
Federal rules now push hotels and event tickets to show mandatory fees up front, while a July 2026 rollback leaves many airline fees for travelers to uncover on their own.
Maya RosalesJul 4, 2026
Banking & Savings Education
What Happens to Your Deposits When an FDIC-Insured Bank Fails
A plain look at what FDIC deposit insurance covers, how the $250,000 limit works, and which questions the available sources leave unanswered.
Julianne MossJul 3, 2026
Consumer Protection & Financial Literacy
Before You Borrow Against Next Payday, Check the Repayment Date
A short-term loan can close today's cash gap while creating a larger shortfall on the day it is due, so compare the total cost and timing before signing.
Nadine MercerJul 2, 2026

How to Use the FDIC's Electronic Deposit Insurance Estimator (EDIE)

What a $300 Payday Loan Really Costs When Repayment Comes Due

How Old Is Your Credit History, and What Does That Age Actually Measure?

What Employers Need to Tell You Before a Credit Check Costs You a Job

Budgeting on One Paycheck Is Arithmetic, Not Anxiety

How Much Emergency Savings Is a Reasonable Starting Goal

Setting Up an IRS IP PIN: Where to Find the Official Steps and What to Verify First

How to Get Your Money Back for an Order That Never Arrived

A 3 Percent Raise Can Still Be a Pay Cut

Junk Fee Rules Now Cover Hotels and Tickets, but Airfare Is Moving the Other Way

What Happens to Your Deposits When an FDIC-Insured Bank Fails

Before You Borrow Against Next Payday, Check the Repayment Date