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New entries across all ten subjects, most recent first.

Page 13 of 16

Consumer Financial News
Reading the New York Fed's Household Debt Report Beyond the Headline
National debt totals and delinquency rates can point in different directions, so the measure, period, and debt category matter as much as the headline number.
Maya RosalesJul 19, 2026
Cost of Living & Inflation
How Inflation Erodes Cash and Savings Over Time
Idle cash loses buying power whenever prices rise, and interest helps savers only when it outpaces inflation. One commentator's long-run figures show how big the gap can get.
Gloria PennickJul 18, 2026
Consumer Protection & Financial Literacy
How Savings Account Interest Is Taxed and Reported
Interest is generally taxable income, banks usually send Form 1099-INT at $10 or more, and you may owe tax even if no form arrives.
Nadine MercerJul 17, 2026
Banking & Savings Education
How FDIC Coverage Works for Joint Accounts and Multiple Account Types
Titling decides who gets the money after a death. Insurance limits depend on owners and ownership categories. Here is what we could confirm and what to check.
Julianne MossJul 17, 2026
Credit Score Education
Why Closing a Credit Card Can Lower Your Score Even When You Pay on Time
Losing an unused card's limit can raise your utilization ratio, but the effect on your score depends on the rest of your credit profile.
Tessa VirelloJul 16, 2026
Personal Finance Tips
Budgeting on an Irregular Income, One Steady Month at a Time
Plan around your lowest reliable month, park every deposit in a holding account, and check in weekly so a variable paycheck stops feeling like guesswork.
Dana WhitcombJul 15, 2026
Credit Reporting & Consumer Rights
What the Fair Credit Reporting Act Gives You
The FCRA sets the federal rules for consumer reports and gives you a legal basis to check and challenge what is in your file. Confirm deadlines and details with the CFPB and FTC before acting.
Marlon KeeneJul 15, 2026
Budgeting & Money Management
How Couples Should Structure Their Money Before the First Fight
Joint, separate, or hybrid accounts each trade visibility against independence, and the structure matters less than agreeing on how money moves.
Owen DesslerJul 14, 2026
Identity Theft & Fraud Prevention
Tax Identity Theft: Warning Signs, Scam Red Flags and Where to Get Help
A rejected e-file is often the first sign. Here is what tax identity theft looks like, how to spot fake IRS outreach, and which official pages to use next.
Elena VanceJul 13, 2026
Credit Card Education
Credit Card Rewards: What the Fine Print Can Hide
The CFPB has flagged patterns of devalued points, hard-to-redeem rewards, and buried conditions, so it pays to know what to check before you sign up.
Phillip CortezJul 12, 2026
Consumer Financial News
Junk Fee Rules Are Changing Checkout, But Protection Still Varies
Federal and state rules are pushing sellers to show mandatory charges earlier, though the coverage remains uneven across industries and states.
Maya RosalesJul 12, 2026
Cost of Living & Inflation
How Social Security COLAs Work, and Where to Check the Numbers
A cost-of-living adjustment is meant to keep fixed benefit checks in step with rising prices. Here is what it does and where the official figures live.
Gloria PennickJul 11, 2026

Reading the New York Fed's Household Debt Report Beyond the Headline

How Inflation Erodes Cash and Savings Over Time

How Savings Account Interest Is Taxed and Reported

How FDIC Coverage Works for Joint Accounts and Multiple Account Types

Why Closing a Credit Card Can Lower Your Score Even When You Pay on Time

Budgeting on an Irregular Income, One Steady Month at a Time

What the Fair Credit Reporting Act Gives You

How Couples Should Structure Their Money Before the First Fight

Tax Identity Theft: Warning Signs, Scam Red Flags and Where to Get Help

Credit Card Rewards: What the Fine Print Can Hide

Junk Fee Rules Are Changing Checkout, But Protection Still Varies

How Social Security COLAs Work, and Where to Check the Numbers