Staff writer

Maya Rosales

12 articles · mostly Consumer Financial News

Articles

Consumer Financial News
Click-to-Cancel Rule Was Struck Down, but Subscription Protections Still Matter
A federal appeals court voided the FTC's 2024 subscription rule in 2025, so consumers should check current federal and state requirements before assuming easy cancellation is guaranteed.
Maya RosalesNov 3, 2026
Consumer Financial News
What the CFPB Complaint Database Can and Cannot Tell You
The public database shows complaints the bureau received and published, which is useful for spotting patterns but not for measuring how often problems happen across all consumers.
Maya RosalesOct 29, 2026
Consumer Financial News
What Happens After You File an FTC Complaint? The Public Sources Don't Say
The FTC system collects reports for federal enforcement, but the available sources do not promise a reply, investigation, or refund for the person who files.
Maya RosalesOct 22, 2026
Consumer Financial News
How to Read a CFPB Enforcement Press Release Without Mistaking It for the Final Word
A press release is a useful starting point, but the filed complaint, order, or docket shows the harm alleged, the forum, the current status, and the relief actually on the record.
Maya RosalesOct 15, 2026
Consumer Financial News
How to Check Whether a Government Settlement Refund Applies to You
Start with the official case page, confirm who was covered and whether claims are open, and verify any notice before sharing personal information.
Maya RosalesOct 7, 2026
Consumer Financial News
How to Verify a Class Action Settlement Notice Before You Respond
Clear writing does not prove a notice is real, so check it against court records, agency pages and contact details you find yourself before sharing information or paying anything.
Maya RosalesSep 30, 2026
Consumer Financial News
Beige Book Shows a Split Consumer Economy as Spending Holds at the Top and Tightens Elsewhere
The Fed's latest regional survey finds higher-income households still spending while many middle- and lower-income families trade down, lean on credit, and watch energy and grocery costs closely.
Maya RosalesSep 23, 2026
Consumer Financial News
Headline Versus Core Inflation: What Each Number Shows and Misses
Headline inflation captures the full price basket, while core inflation strips out food and energy, and each measure answers a different question about where prices are heading.
Maya RosalesSep 8, 2026
Consumer Financial News
Why the Official Inflation Rate Can Feel Wrong at Your Kitchen Table
A national average tracks broad price trends, but your personal inflation rate depends on what your household actually spends and where those costs are moving.
Maya RosalesSep 1, 2026
Consumer Financial News
What a Social Security COLA Is and How the Number Gets Set
A COLA is the yearly adjustment meant to help benefits keep pace with prices. The percentage and timing come from the Social Security Administration.
Maya RosalesAug 24, 2026
Consumer Financial News
What Happens to Your Money When a Bank Fails
FDIC insurance protects covered deposits in most failures, but coverage depends on account type, ownership category, and balance, so households should check those details before a closure.
Maya RosalesAug 17, 2026
Consumer Financial News
How the FDIC's 2024 Trust Rule Changes Coverage for Household Accounts
The new trust account formula ties insured amounts to unique beneficiaries at each bank, but joint, retirement, and irrevocable trust accounts follow separate rules that households should verify directly with the FDIC.
Maya RosalesAug 10, 2026

Click-to-Cancel Rule Was Struck Down, but Subscription Protections Still Matter

What the CFPB Complaint Database Can and Cannot Tell You

What Happens After You File an FTC Complaint? The Public Sources Don't Say

How to Read a CFPB Enforcement Press Release Without Mistaking It for the Final Word

How to Check Whether a Government Settlement Refund Applies to You

How to Verify a Class Action Settlement Notice Before You Respond

Beige Book Shows a Split Consumer Economy as Spending Holds at the Top and Tightens Elsewhere

Headline Versus Core Inflation: What Each Number Shows and Misses

Why the Official Inflation Rate Can Feel Wrong at Your Kitchen Table

What a Social Security COLA Is and How the Number Gets Set

What Happens to Your Money When a Bank Fails

How the FDIC's 2024 Trust Rule Changes Coverage for Household Accounts